Application Status, Problems and Suggestions of Commerical Health Insurance in Medical Security for Rare Dsieases in China
10.12376/j.issn.2097-0501.2022.01.014
- VernacularTitle:商业健康保险在中国罕见病医疗保障中的应用现状、问题及对策
- Author:
Haiqin ZHANG
1
;
Shunping LI
1
;
Junchao FENG
1
Author Information
1. Centre for Health Management and Policy Research, School of Public Health, Cheeloo College of Medicine, NHC Key Lab of Health Economics and Policy Research, Center for Health Preference Research, Shangdong University, Jinan 250012, China.
- Publication Type:Journal Article
- Keywords:
rare disease;
medical security;
commercial health insurance
- From:
JOURNAL OF RARE DISEASES
2022;1(1):84-88
- CountryChina
- Language:Chinese
-
Abstract:
At present, the diagnosis, treatment, and social security of rare diseases have attracts social attention. As an important part of the multi-level health insurance system in China, commercial health insurance plays an increasingly important role in the supplement to basic medical insurance. Moreover, recently, the benefits of new healthcare reform policies have provided much room and great opportunities for the application of commercial health insurance for rare disease.This paper presents current medical insurance for patients with rare diseases and discuss the necessity and feasibility of bringing rare diseases into the coverage of commercial health insurance, and analyzes the current application and the potential problems of rare disease insurance in the commercial health insurance. This article also gives suggestions to the policies to make full use of the positive role of commercial insurance for the completion of multi-level health insurance system for rare disease.
