As the excellent country or region refers to medical insurance system , the United Kingdom , Singa-pore and Hong Kong are often the focus of international academic circles .However , the difference is that the United Kingdom is a model of free universal medical care , Singapore is a government-led mixed medical protection mode , and Hong Kong earns a worldwide reputation on health care by virtue of the high quality , low price public hospital services .This article assesses the advantages and limitations of the three medical insurance systems in terms of equity in financing , individual affordability, insurance coverage , sustainability in financing and individual responsibility , and provides a reference for health care reform in China .