Dynamic Model on Determining the Appropriate Premium Rate for Basic Medical Insurance of Urban Employee and the Calculation on Reduction to Current Premium Rate for Basic Medical Insurance of Urban Employee during the Period of the 13th Five-year Plan
- VernacularTitle:城镇职工医保适度缴费率确定的动态模型及“十三五”期间现有缴费率降低测算
- Author:
Hong-Bo JIA
1
Author Information
- Keywords: Basic Medical Insurance of Urban Employee; appropriate premium rate; dynamic model; reduction to current premium rate
- From: Chinese Health Economics 2018;37(1):51-53
- CountryChina
- Language:Chinese
- Abstract: Objective:Study the dynamic model on determining the appropriate premium rate for basic medical insurance of urban employee(BMlUE) and the calculation of reduction to current premium rate for BMIUE in the period of the 13th Five-Year Plan.Methods:It developed a quantitative model to explore the objective.Results:There were 8 parameters all determined the appropriate premium for BMIUE.Conclusion:The results of calculation showed that in the period of the 13th Five-Year Plan,the current premium rate for BMIUE could be cut from 8％ into 7.9％ if keeping the current financial institutional arrangement named individual account and social pooling constant.If cancelling individual account,the current premium rate for BMIUE could be cut from 8％ into 7％.
