Study on the preferences for practice risks insurance among medical staff in tertiary hospitals in China:A Discrete Choice Experiment based on 9 hospitals in Shandong Province
10.3969/j.issn.1674-2982.2025.01.008
- VernacularTitle:我国三甲医院医务人员执业风险保险偏好研究
- Author:
Cheng CHEN
1
;
Feng GUO
;
Lei MA
;
Su-wei LIU
;
Hong-xia GAO
Author Information
1. 华中科技大学同济医学院医药卫生管理学院 湖北 武汉 430030;湖北省人文社科重点研究基地农村健康服务研究中心 湖北 武汉 430030
- Publication Type:Journal Article
- Keywords:
Professional risks;
Preference;
Tertiary hospitals;
Discrete Choice Experiment
- From:
Chinese Journal of Health Policy
2025;18(1):58-65
- CountryChina
- Language:Chinese
-
Abstract:
Objective:To investigate the preferences for professional risks insurance among healthcare professionals in Chinese tertiary hospitals,providing a reference for understanding core demands and formulating personalized insurance plans.Methods:A questionnaire survey was conducted among 187 healthcare professionals from 9 tertiary hospitals in Shandong Province using acombination of stratified and convenience sampling.Mixed Logit models and the joint utility method were employed for analysis of the overall sample and clinical/non-clinical subgroups.Results:The mixed Logit model revealed that the type of compensation,insurance platform,and insurance duration significantly influenced the insurance attribute preferences of healthcare professionals(P<0.05),with the type of compensation having the greatest impact(β=0.220).The joint utility analysis indicated that insurance duration was of the highest relative importance(39%),while the premium amount was of the least importance(4%).In subgroup analysis,for clinical professionals,the type of compensation and insurance duration significantly influenced insurance attribute preferences,with the type of compensation having the greatest impact(β=0.277),followed by insurance duration.For non-clinical professionals,the premium amount and insurance platform were significant factors,with the premium amount being the most influential.Conclusion:Efficiency is a common core consideration for healthcare professionals when choosing insurance preferences,while economic factors are not central to the considerations of clinical professionals.The influence and role of medical associations in mitigating occupational risks need to be enhanced.It is suggested that future insurance products should fully consider the differences in the scope of practice,target certain attributes for enhancement,and strengthen the influence of medical associations in ensuring professional risks.
