Predictive study on the pooling fund income and expenditure of the basic medical insurance for urban employees in Beijing
10.3760/cma.j.issn.1000-6672.2018.10.019
- VernacularTitle:北京市城镇职工基本医疗保险统筹基金收支预测研究
- Author:
Chuan YANG
1
;
Zijun ZHOU
Author Information
1. 100191,北京大学第三医院人事处
- Keywords:
Insurance;
Age structure;
Fund prediction;
Beijing
- From:
Chinese Journal of Hospital Administration
2018;34(10):866-871
- CountryChina
- Language:Chinese
-
Abstract:
Objective To predict the age structure of basic medical insurance participants in Beijing from 2017 to 2030, and the pooling fund income and expenditure of basic medical insurance for urban employees in Beijing for the same period, for reference of the establishment of a scientific and reasonable medical insurance policy. Methods Based on the data of basic medical insurance participants in Beijing from 2010 to 2016, the age structure of insured population from 2017 to 2030 was calculated by"Feedback" calculating method. Combined with the growth rate of pooling fund income and expenditure of basic medical insurance for urban employees, the pooling fund income and expenditure was predicted from 2017 to 2030. Results The age structure of basic medical insurance participants in Beijing stays at a"young" stage at present in general, and the fund is faced with less fund-raising pressure relatively. The proportion of retirees and those insured aged 65 years old and above will be up to 23. 28％ and 15. 06％, respectively. The pressure of fund operation is increasing. Conclusions Under the existing policies, the pressure on fund operation is increasing, and the fund may fail to make ends meet in the future, which calls for measures to cope with.
