The Deficiency and Perfecting Countermeasures of Medical Accident Insurance in China
10.12026/j.issn.1001-8565.2018.01.19
- VernacularTitle:我国医疗意外保险的不足及完善对策
- Author:
Xuzhao WAN
1
;
Peng XIAO
Author Information
1. 广州医科大学卫生管理学院
- Keywords:
Medical Accident;
Surgical Accident Insurance;
Medical Accident Insurance
- From:
Chinese Medical Ethics
2018;31(1):83-86
- CountryChina
- Language:Chinese
-
Abstract:
There are many deficiencies of the current medical accident insurance in China. Learning from the foreign no - fault compensation system for medical injury,combining with China's reality,it could be done as fol-lows:establishing a mandatory medical accident insurance system through legislation;bringing premiums into health insurance co - ordination;simplifying the claims process and increasing claims quota;standardizing the sales chan-nels. Medical accident insurance and medical liability insurance complement each other,so that the losses of pa-tients achieve effective relief compensation through insurance,effectively easing the tense relationship between doc-tors and patients.
