Influencing factors of demand for long-term care insurance of urban residents in China
10.3969/j.issn.1674-2982.2018.04.003
- VernacularTitle:城镇居民长期护理保险需求影响因素研究
- Author:
Yi-Qun ZHOU
1
Author Information
1. 对外经济贸易大学保险学院 北京 100029
- Keywords:
Long-term care insurance;
Demand;
Grey relational analysis
- From:
Chinese Journal of Health Policy
2018;11(4):12-18
- CountryChina
- Language:Chinese
-
Abstract:
The Chinese society is becoming predominantly an aging society, as the number of elderly people increase very quickly. The long-term care insurance for the elderly is becoming more and more important. Therefore, analyzing the factors affecting the demand of long-term care insurance has important theoretical and practical signifi-cance for the Chinese society. This paper uses the grey correlation model and the generalized grey relational model method,using 2005-2015 nationwide data,and divides the main factors influencing the demand of long-term care insurance into economic and non-economic factors. The main influencing factors on demand for long-term care insur-ance were analyzed by the grey relational analysis which shows that the impact of social insurance expenditure on long-term care insurance is the most important economic factor. The per capita education level of non-economic fac-tors and the elderly dependency ratio were rated to be the most important non-economic factors. According to the em-pirical results,combined with China's national conditions and actual situation,it provides a new research method and ideas for the long-term development of the nursing insurance.
