The Study on the Evading of Moral Hazards of the Urban Workers' Basic Medical Insurance
- VernacularTitle:城镇职工基本医疗保险道德风险的防范研究
- Author:
Ying MAO
;
Jiaofeng LI
- Publication Type:Journal Article
- Keywords:
moral hazard,urban worker's basic medical insurance,business insurance
- From:
Chinese Medical Ethics
1995;0(04):-
- CountryChina
- Language:Chinese
-
Abstract:
The moral risk exists on various kinds of insurance markets,but more complicated on the medical insurance market.It makes hospitalization cost expand excessively,the urban resident's medical insurance level decrease relatively,and the decline of the whole social morals.Tracing to its cause,besides of the chasing benefit behavior of each participant,it's relational to personal morality and the relevant institution.The text holds that the normative and rational regulation is the fundamental guarantee to prevent morals risk.It's the core of evading morals risk that the establishment of social morals system.Relevant concrete measures are essential also.
